Denied Insurance Claim Lawyers Chicago

Insurance coverage can provide a safety net when serious injuries occur. Either through your own policy or through a third-party provider, you may be entitled to compensation for medical expenses, lost wages, and other costs that result from the negligent actions of others. Unfortunately, dealing with these companies is often a challenging process. Many have policies and procedures in place that can seem designed to confuse consumers. The end result is often denied insurance claims.

According to the Illinois Department of Insurance, consumers make an average of 10,000 complaints against insurance companies each year regarding how their cases are handled. When you have been denied compensation and benefits you are otherwise entitled to by an insurance company, Coogan Gallagher can act as a strong legal advocate on your behalf. We help protect the rights of clients in filing the following types of insurance claims:

• Car accident insurance claims, against your own or another driver’s policy
• Property insurance claims, in cases involving premises liability
• Disability benefit claims, which can compensate you for lost wages and ongoing medical expenses
• Life insurance claims, in the event that a loved one’s injuries prove fatal
• Insurance claims where the Company is wrongfully denying your claim, failing to pay benefits, and breaching the insurance contract.

When dealing with insurance providers, it is important to remember they are a for-profit business. As such, their bottom line is saving money and increasing profits. Aside from raising premiums, one of the ways they accomplish this is by reducing the amount they pay out, often through denied insurance claims. Adjusters International advises that there are several common tactics these companies use to avoid making payments:

• Disputing policy terms and coverage
• Disputing the circumstances surrounding the claim
• Disputing the actual amount of damages you suffer

The lawyers at Coogan Gallagher conduct thorough investigations into your case, gathering the evidence needed to prevent denied insurance claims. Our knowledge of how insurance companies operate and our skill in negotiations help you get the maximum amount you are entitled to in any resulting settlement. Remember, insurance companies deny claims because they do not believe there will be consequences—or they hope that you will give up on your claim because of the cost and difficulty. Our job is to examine what your rights are and help you win the fight.

You have only one chance to get the compensation you need to recover in an insurance company claim. We can assist you in filing an insurance claim, so that you can get the compensation you need to cover your damages. Before making any statements to insurance company representatives or signing any documents, contact our Chicago denied insurance claims lawyers and request a consultation first.